Frequently Asked Questions

Am I Ready to Be a Homeowner?

Purchasing your first home is a major milestone and not a decision to be taken lightly. It’s a huge financial commitment that can take months of preparation—searching for the right home,

Is Renting or Buying Better?

Some financial experts will tell you it’s more expensive to rent than to buy, even after including maintenance, repairs and HOA fees. Others will insist that renting is the cheaper decision and only committed home buyers should consider getting a mortgage. The truth is somewhere in the middle.

What Is the Lender's Formula?

Many people believe that they can’t do anything to protect their privacy online , but that’s not true. There actually are simple steps to dramatically reduce online tracking.

What Should I Expect at Closing?
  • You’ll pay any remaining closing costs, as listed in your Closing Disclosure.
  • The seller will sign documents to transfer property ownership.
What Is Pre-approval?

pre-approval is the pre-qualification for a loan or mortgage of a certain value range.

For a general loan a lender, via public or proprietary information, feels that a potential borrower is completely credit worthy enough for a certain credit product, and approaches the potential customer with a guarantee that should they want that product, they would be guaranteed to get it.

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